Your search for a hardmoney loan ends here! We specialize in Hardmoney Loans, Bad Credit Home Equity Loans, Refinancing, as well as Commercial Loans.

The primary qualification of any hard money loan is the collateral. Loan-to-Value Ratio (LTV) is an important part of underwriting. Some hard money lenders will use the appraised value, some the purchase price, and still others will use an "after repaired" value when calculating the LTV. No matter how the LTV is calculated, the lower it is the better, and the better your chances of being approved. Credit, income, net worth, job history, and other personal qualifications are of minimal importance.

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