EQUITY LOANS

Equity loans are typically an "investment" in a company that is secured by a certain amount of that company's shares and structured, in part or whole, as a loan. Investment banks will provide funds secured by the "equity" or ownership shares of your company. Companies that receive funding are those in large rapidly growing markets, or in niche markets which are not targeted by major players.

Real Estate equity loans are secured by real estate equity. Equity is measured by the value of the property minus the amount of any liens against it. A popular type of Real estate equity loan is a Home Equity Line of Credit. This is usually a variable rate loan secured by a residence which allows the homeowner to receive future advances or draws against their credit line.